You are currently visiting the MaoCredit Website, operated by the Limited Liability Company "NOU LIMIT" ("Company", "We", "Us", "Our"). The interaction between Users and the Company regarding the use of Cookies is governed by this Cookie Policy.
The Company understands that your privacy is important to you and strives to be transparent about the technologies it uses.
1.1. This Cookie Policy is the official policy governing the use of Cookies on the Website.
1.2. As part of Our efforts to improve the efficiency of the use of the Website by Users ("You", "Your"), We use Cookies.
1.3. Please read the Cookie Policy carefully before using Our Website. Continued use of the Website constitutes your agreement to Our Terms of Use, Privacy Policy, and Cookie Policy, the terms of which are binding on Users.
2.1. Definitions not defined herein have the same meaning as in Our Privacy Policy and Terms of Use.
2.1.1. Cookies are small text files stored on the User's device when accessing the Website. These files contain data that can be used to remember the User's preferences, login information, and other actions in the web browser. Cookies are typically used to personalize the content of the Website, improve the performance of the Website, and track the behavior of Users.
3.1. Cookies are useful because they allow the Website to identify the User's device. Cookies assign a unique numerical identifier to Your Web browser, which allows Us to identify You as a visitor who has previously visited Our Website and to associate Your use of the Website with other Personal Data.
3.2. Cookies perform many different functions, such as:
3.2.1. allow the User to navigate between pages efficiently;
3.2.2. allow Us to remember your preferences and generally improve Your experience using the Website;
3.2.3. help Us collect analytical data about the use of the Website, measure traffic, make the Services more convenient and relevant for Users;
3.2.4. help ensure that the advertising you see is relevant to you and your interests;
3.2.5. help ensure the proper functioning of Our Website;
3.2.6. help Us detect errors in the operation of Our Website;
3.2.7. assist with the protection of Personal Data and the potential detection and investigation of malicious or fraudulent activity;
3.2.8. help Us understand the traffic to Our Website, the time and date of the last visit, etc.
4.1. To the extent that Personal Data processed in connection with the use of Cookies qualify as Personal Data, the legal basis for such processing is your consent in accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 and The Law of South Africa "On the Protection of Personal Data", with the exception of strictly necessary Cookies, which are defined here as necessary for the functioning of the Website and may be processed without the User's Consent.
4.2. The Company may use several different types of Cookies, including session Cookies, which are temporary and allow Us to associate Your actions during a browser session and are deleted when You close the browser. Other Cookies are persistent Cookies that remain on Your device for the period specified in the Cookie.
4.3. The Company may use the following types of Cookies:
4.6.1. Strictly Necessary Cookies. Such Cookies are necessary to improve the provision of Our Services and are essential for the functioning of the Website. Strictly Necessary Cookies, which are related to settings, help to maintain the security of Our Services, including to prevent fraud. Some essential functions are not available without these Cookies. Necessary Cookies are always present and will be placed without Your permission. These Cookies cannot be disabled.
4.6.2. Performance Cookies. Performance Cookies collect Personal Data about how you use Our Website. They identify, for example, the location of Our Users, the total number of Users of Our Services, operating system, visits to Websites, clicks on links, duration and multiple visits to Websites, the website previously visited, the websites you visit most often, and the problems you encounter. The data collected is aggregated and anonymized. The sole purpose of such Cookies is to assess whether the interaction with Users on Our Website has improved. To the extent that Personal Data processed together with Performance Cookies qualify as Personal Data, the legal basis for such processing is your consent in accordance with the GDPR, the Law of South Africa “On Personal Data Protection”.
4.6.3. Marketing Cookies. We may use marketing strategies to promote Our Services, which may be tailored to your specific needs and/or interests. The data collected is aggregated and anonymized. To the extent that Personal Data processed together with Marketing Cookies qualify as Personal Data in accordance with the GDPR, the Law of South Africa “On Personal Data Protection”.
4.6.4. Preferences Cookies. Such Cookies allow the Company to remember your choices and provide enhanced personalized features on the Website. To the extent that Personal Data processed in connection with such Cookies should qualify as Personal Data, the legal basis for such processing is your consent in accordance with the GDPR, the Law of South Africa "On Personal Data Protection".
5.1. We use both first-party and third-party Cookies on Our Website.
5.2. First-party Cookies are Cookies created from the https://maocredit.co.za/ domain, which is usually used to locate or reproduce the main functions of the Website.
5.3. Third-party Cookies belong to other parties, such as Lenders or service providers operated by other parties. Some of the Cookies, web beacons and other tracking and storage technologies that We use belong to third-party companies (Third-party Cookies), such as Google Analytics, to provide us with web analytics and analytical data about Our Website, which may also be used to provide measurement services and targeted advertising. These companies use programming code to collect Personal Data about your interaction with Our Website, such as the pages you visit, the links you click, and the length of time you spend on Our Website.
5.4. When We work with third-party providers to use Cookies on Our behalf and they have access to Personal Data obtained through Cookies or other applications, they are subject to appropriate contractual safeguards in accordance with the GDPR and the Law of South Africa “On Protection of Personal Data”. We retain Personal Data collected through Cookies necessary for individual services if You have consented to the use of Cookies for these reasons and only for the period necessary to aggregate Personal Data that We use for Website performance and audience monitoring.
6.1. Users are informed that They may withdraw their Consent to this Cookie Policy at any time and may delete Cookies stored on their device by using the settings and configuration of their browser specified below.
7.1. You can manage Cookies and other tracking technologies in several ways. Depending on the browser in which the User browses Our Website, he can allow, block or delete Cookies installed on his device by changing the configuration settings of the installed browser. To change your Web browser settings for Cookies, you can follow the instructions in the help section of your Web browser or visit http://www.allaboutcookies.org/es/. You can also find information on how to disable certain Cookies using the links below.
7.1.1. Google Chrome: Google Cookie Settings
7.1.2. Mozilla Firefox: Mozilla Cookie Settings
7.1.3. Opera: Opera Cookie Settings
7.1.4. Safari: Safari Cookie Settings
7.2. For any other web browser, visit the official web pages of your web browser.
8.1. Some of the Cookies used store your Personal Data as long as the session is open.
8.2. Data obtained by third-party Cookies will be stored for 24 months.
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10.1. This Cookie Policy may be amended at any time in accordance with legal requirements or to meet the interests of the Company, which will publish each amendment on this Website. The User is obliged to regularly review this Cookie Policy to be aware of any changes that have occurred.
10.2. If you have any additional questions and/or comments, please contact Us by email at info@maocredit.co.za.
